FICO reports announced that the average credit score in the United States dipped for the first time in a decade, indicating Americans may be struggling with financial distress as they endeavor to make timely credit payments and bolster their savings. Ethan Dornhelm, FICO’s VP of scores and predictive analytics, identified a lack of savings buffer in households as one likely culprit for the lower credit scores. As the COVID-19 pandemic subsided and consumer spending increased, data showed a drawn-down of savings among American households.
The national average FICO Score, the commonly used yardstick for creditworthiness, logged at 718 from April […]
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